PayForIt is a somewhat obscure payment system that allows UK residents to pay for things using their phone credit. It does not work in New Zealand at all, let alone for casino payments, but on this page we’ll offer decent alternatives that will solve your problem.
If you intend to pay by phone, your intent is actually to gamble on credit – gamble now and pay with the phone bill later. Google Pay and Apple Pay are not it – these are nothing more than payment processors that debit the amount from your card. Afterpay does not work with casinos for now, and Pay by phone is your ultimate aim but it’s rare.
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DashScore80
80DashScore details
Usability90
Deposits80
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Support80
Aggregated rating: 77.5
Trustpilot:3.3
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AskGamblers:7.7
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Aggregated rating: 52
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CasinoGuru:7.1
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Independently tested and verified by our Kiwi experts. This operator has passed our comprehensive audit, achieving a DashScore™ of 80 or higher. We deposited real NZD, played the games, and successfully cashed out.
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We collect various statistics on casino media activity, popularity among players and show the result for the last 6 months
Aggregated rating: 81.5
Trustpilot:4.1
CasinoGuru:7.4
AskGamblers:7.4
CasinoOrg:4.8
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Deposit options:Visa, Mastercard, Google Pay, Apple Pay…
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Licence:Gibraltar Regulatory Authority
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Pokies games:2500
Live games:100
Deposit options: Visa, Mastercard, Google Pay, Apple Pay
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Payout time: 0-2 Days
Min.deposit: NZ$10
Games: 3000+
Paying rate: 96.35%
Deposit options:Visa, Mastercard, Paysafecard, Apple Pay…
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3,000+ games
The leading software providers
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Cons:
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Crypto not accepted
Slightly inaccurate RTP of games
Licence:Gibraltar Regulatory Authority
Established:2023
Pokies games:3000
Live games:100
Deposit options: Visa, Mastercard, Paysafecard, Apple Pay
Payout options: Visa, Mastercard
Providers: Hackaw, IGT, Big Time Gaming, Blueprint, NetEnt, Nolimit City...
PayForIt is carrier billing. You pay from your mobile bill and not from a wallet or from a card. It can only be done through a mobile number and also through a participating UK operator. Kiwis can therefore only utilize it if they possess a UK SIM/number; a regular NZ number will not cut it.
The catch, for NZ players, is that even while in NZ, PayForIt pays the fee to your UK bill; there may be roaming data/SMS charges in the equation, and spend limits are low. One-tap pay, small, fast top-ups, not high deposits is the idea behind it. If you were looking, say, for a PayForIt casino in NZ, the reality is it’s unavailable, pretty much, if you’re not covered by a UK number.
How to Deposit
If you do have a UK number and find PayForIt casinos (casinos that accept PayForIt), here’s the process. I’m describing it for completeness’ sake; most Kiwis can’t take advantage of it.
Open the cashier and choose PayForIt.
Input your UK mobile number and confirm the amount.
Authorize through SMS/POP-up by your carrier.
Your deposit appears immediately and will be reflected on your subsequent UK phone bill.
How to Withdraw
PayForIt is cash-in only. You are not able to withdraw money from any PayForIt casinos into your phone bill. Regular payout channel setup:
Verify your account (KYC).
Choose bank transfer, card, e-wallet, or crypto (which the site supports).
Clear bets when your bonus bet settles.
Cash out; times are method-dependent.
Pros and Cons
Before attempting a PayForIt casino, think about the following.
Pros (if you have a UK number)
One-tap deposits; no card information shared.
Small, controlled top-ups within carrier spend limits.
Processing of micro-deposits and small sessions is fast.
Privacy is integrated into the checkout process.
Cons (for NZ users)
Not available for NZ numbers; UK SIM required.
Deposit-only; withdrawals require another means.
Low caps; fees/roaming can bite you if you’re in NZ.
You can restrict eligibility for rewards with pay-by-phone services at casinos that accept PayForIt.
Alternatives to PayForIt in NZ
If you are in the land of New Zealand and just need something “pay by phone”, utilize these alternatives instead. These are available in numerous NZ-facing online casinos and meet the same fast and easy need:
Pay By Phone (Boku-style): There’s a generic Pay by Phone on some sites. Like carrier billing, see if it’s in the cashier. Limited limits; also deposit-only.
Apple Pay / Google Pay: Pay from your stored card in your mobile wallet—instant, secure, no additional app. Generally accepted by the cashiers of the online casino.
POLi / Bank Transfer: Instant local banking to New Zealand accounts; free deposits, fast and secure for New Zealand players who prefer convenient online banking.
E-Wallets (Skrill/Neteller): Fast deposits, quick withdrawals, top bonus tracking and multi-currency support.
Paysafecard (Prepaid): Load money in-store, pay by code; ideal if you do not want to reveal card information.
Crypto (if relevant): Instant funding and quick withdrawals through crypto-compatible sites; factor in fees/volatility.
No-Deposit / Free Spins Promotions: If “no card, small risk” was your aim, accept no-deposit or free spins promotions then—no cash up front and still a chance at real-cash play.
If you have found your way here looking for PayForIt casinos, then an improved experience awaits with the above options at NZ-friendly online casinos.
How We Review Pay-By-Phone & Mobile Payments
I keep this repeatable so that the recommendation will be reliable:
NZ availability check: Can the method be used on NZ banks and tel numbers, or would it need a UK SIM?
Real-money test: I pay and I play; I time authorisation, settlement, and any hidden charges.
Withdrawal route: I affirm the payout channels that are provided (cards, e-wallets, bank, crypto) because carrier billing is only for deposits.
Fees and limits: I record minimums, daily limits, FX markup, and any surcharges by the cashier.
Bonus compatibility: I verify if deposits made through the method are eligible to receive the welcome bonus or free-spin offers.
Support & friction: I interact through real-time chat, measure resolution speed, and confirm the way the site handles stuck payment or SMS failure.
Equipment for safety: I implement deposit limits, cool-off, and self-exclusion through cellular media.
Overall fit: I check whether the strategy actually enhances the NZ player’s POLi, wallets, vouchers, or card flow.
Bottom line: PayForIt will not work in NZ unless your mobile number is from the UK. Choose the alternatives above—faster, neater, and designed specifically for New Zealand online casinos. If you just so happen to own a SIM from the UK, use PayForIt as an occasional small top-up convenience only, and use a proper withdrawal method from the beginning.
Update Log
25 Aug 2025: Added how we review process, alternatives to PayForIt for Kiwis, pros and cons of PayForIt, how to deposit and withdraw with PayForIt or alternatives, and how PayForIt actually works.
Gambling Addiction Warning
Gambling should only ever be viewed as a form of fun; entertainment, and never a way to make money, or for financial gain. If you find yourself chasing losses, unable to stop, or expecting to win, you may be exhibiting signs of problem gambling. If, at any point, you feel that you have a gambling problem, stop immediately, check out our Responsible Gambling page, and reach out to organisations and charities like New Zealand’s Problem Gambling Foundation. Help and support is available.
With 20-plus years on the casino front line, Edward Howarth blends deep operational insight with academic rigour. After serving as VIP Manager for a multinational casino group, the University of Waikato Social Sciences alumnus turned his focus to player-behaviour research, online wagering and safer-gambling programmes. Edward also holds an ICA Anti-Money-Laundering Diploma (2021) and completed eCOGRA’s Responsible Gambling & Fair Gaming training in 2018.
Expert on: online casinosresponsible gamblinggamblingfair gaming
Sophia Novakivska has 10 years of experience in online gambling. For the past decade, Kyiv-trained linguist Sophia Novakivska has analysed everything from slot algorithms to live-dealer probabilities. Her bylines appear on Better Collective, AskGamblers and Gambling.com, and she specialises in NZ bonus clauses, slot maths and live-game odds. Sophia’s credentials include GLI University’s iGaming testing & compliance course (2020) and UKGC-approved Responsible Gambling certification (2022).
Our New Zealand-based reviewers and editorial team, trusted by 12,000 visitors, test 4 online casinos per
week. The reviewers, including Edward Howarth, Mark Dash, Sophia Novakivska, thoroughly test each casino as
mystery shoppers who actually deposit money into the casino and then report back on what their experience was
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Play with Confidence
Independently tested and verified by our Kiwi experts. This operator has passed our comprehensive audit, achieving a DashScore™ of 80 or higher. We deposited real NZD, played the games, and successfully cashed out.
Discover our full testing process →
